Hi, I’m Julie Lam, a licensed insurance agent specializing in Medicare. I got into this field because I saw how confusing Medicare was for my own family. I’m here to help you understand your Medicare options and find a plan that fits your health needs and budget.
Why Work with a Licensed Agent?
Navigating Medicare on your own can feel overwhelming. There are many plan options available, and the details matter. As a licensed agent, I can help you compare plans from multiple carriers based on your doctors, prescriptions, and the benefits that matter most to you. I’m licensed in CA, so I can walk you through the options available where you live.
There’s No Cost to You
My services come at no additional cost to you with no obligation to enroll. The plans cost the same whether you enroll on your own or with my help — so you get personalized guidance at no extra charge.
Plans Offered
Health Maintenance Organizations (HMO) Plan
- An HMO requires members to use a network of doctors and hospitals.
Preferred Provider Organization (PPO) Plans - PPO’s give their member’s the flexibility to see doctors in the network for a low cost or go to out-of- network doctors for a higher cost.
Special Needs Plans (SNPs)
- SNPs are for individuals with specifics needs, such as members with chronic conditions or those who have both Medicare and Medicaid.
Medicare Supplement Insurance (Medigap)
- Medicare Supplement Insurance plans are private insurance polices that pay the out-of-pocket cost that not covered by Original Medicare Part A and Part B.
Prescription Drug Plans (PDP)
- PDPs are stand-alone Medicare policies designed to cover prescription drug costs.
Julie Lam
Insurance Agent
CA DOI #: 4279954
Cell: (714) 227-9099 (TTY: 711)
16334 Ponderosa Street, Fountain Valley, CA 92708 (Orange County)
Call me at (714) 227-9099 (TTY: 711) for any inquiries.
TPMO Disclaimer (required on website, print, and email — use verbatim):
We do not offer every plan available in your area. Currently we represent 1-10 organizations which offer 1-100 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Not affiliated with or endorsed by the government or federal Medicare program, This is a solicitation for Insurance, Enrollment in a plan may be limited to certain times of the year unless you qualify for a special enrollment period or you are in your Medicare Initial Election Period.